California Medigap Open Enrollment

Medigap coverage state rules.

California medigap open enrollment.

Under california law you have the right to purchase certain medigap plans following 2 other events. Your medigap open enrollment period starts as soon as you are age 65 or older and are enrolled in medicare part b. In california you also have the right to purchase a medigap policy for 6 months following the 4 events below. Other guaranteed issue or open enrollment periods under california law.

Your choice of medigap plans depends your age and the date of your medicare eligibility. During that time you can buy any medigap policy sold in your state even if you have health problems. Other open enrollment rights. Medigap coverage rules are specific to medigap plan types here s what medigap beneficiaries need to know.

Each has a different time limit in which to exercise your rights. Medicare is in all 50 states and u s. Under the california birthday rule a medicare beneficiary who already has a medicare supplement plan can switch to a different medicare supplement plan for a period. The best time to buy a medigap policy is during your 6 month medigap open enrollment period.

California is one of the few states that have state specific guidelines to make it easier to switch medicare supplement plans outside of your medigap open enrollment period. Medicare advantage ma plan terminates coverage in your area. Go back to previous page. You generally will get better prices and more choices among policies.